Mistakenly Declared Deceased on Your Credit Report? Take Action Now to Restore Your Financial Life!

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At Marcus & Zelman, LLC, we understand the serious impact an error like being mistakenly reported as deceased on your credit report can have on your life. With years of experience in consumer rights and credit reporting cases, our dedicated team knows how to navigate these complex issues and fight to get your credit report corrected. We’ve helped countless individuals restore their financial standing and hold credit bureaus accountable for their mistakes, and we’re ready to do the same for you.

What Does a “Deceased” Indicator Mean?

When a credit report inaccurately shows that you’re deceased, it can cause significant issues, including denial of credit, loans, or even job opportunities. A “deceased” indicator is often reported due to clerical errors, such as mismatched social security numbers or name confusion. This mistake can leave you with frozen accounts and a damaged financial reputation, preventing you from accessing critical financial services.

What Are My Rights?

Under the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccurate information on your credit report. If you’ve been mistakenly labeled as deceased, credit reporting agencies and the companies that provided this information are required to investigate and correct the mistake. You also have the right to receive accurate and fair information on your report, and if this isn’t the case, you could be entitled to compensation.

How Can We Help?

At Marcus & Zelman, LLC, we specialize in helping individuals who have been wrongly reported as deceased on their credit reports. Our experienced team will guide you through the process of disputing this error with the credit bureaus, helping to clear your name and restore your credit standing. We’ll work with you to hold the responsible parties accountable and ensure the error is corrected promptly. We may also be able to help you seek damages for the harm this mistake has caused to your financial life.

Your Rights Matter

Being mistakenly reported as deceased is more than just an inconvenience—it’s a violation of your rights. At Marcus & Zelman, we understand the frustration and stress this error can cause. Our legal team is dedicated to ensuring your rights are protected, and we’ll fight to get your credit report corrected. You deserve to have control over your financial future, and we’re here to help you reclaim it.

Contact us today to start correcting this mistake and restoring your financial well-being.

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Frequently Asked Questions

What does it mean to be mistakenly reported as deceased on a credit report?

Being mistakenly reported as deceased on a credit report occurs when a credit bureau incorrectly marks your account as belonging to a deceased individual, which can impact your ability to obtain credit.

How can this mistake affect my credit?

This error can severely damage your credit score, prevent you from opening new accounts, or even cause existing accounts to be closed due to the mistaken status.

How long does it take to fix a “deceased” status on my credit report?

The process can vary, but with the proper steps, the correction typically takes a few weeks after disputes are filed and processed with credit bureaus.

Can I remove a deceased status on my own?

Yes, you can file a dispute with the credit bureau, but the process can be complex. Legal assistance can ensure your rights are protected and speed up the correction.

How can Marcus & Zelman help me?

If you’ve been reported as deceased, Marcus & Zelman is here to help you fix it, and you can count on us to serve your case with the zeal and experience you deserve.

We offer a NO COST, FREE evaluation of your case to see if there are any errors that we may be able to help you with. If we think you have a case and you decide you move forward, we work on a contingency basis which means we do not get paid unless you get paid. We have over a decade of experience helping consumers assert their consumer rights.

We are driven by the shared vision of consumer representation, not fees.

We specialize in consumer litigation, both on an individual and class action basis.

Client Testimonies (4.9 Stars Google Reviews)

I contacted Marcus & Zelman because the credit reporting agencies marked me as deceased and merged all of my mother's credit profile onto mine after she passed away. I was so distraught and constantly reminded of her passing. I was denied a mortgage several times. Basically, my credit was completely ruined. These attorneys were great. I didn't think my case was worth anything or anything could be done. Marcus & Zelman did all the hard work and efficiently communicated with me. They prepped me and made me less anxious throughout the process. This firm is 100% trustworthy. They got my case settled and because of them, my credit report is all fixed up and I'm looking forward to reapplying for a mortgage!

Jackie / Mistakenly Reported Deceased on Credit Report

Last year, I broke my elbow at an event where I slipped and fell really hard. I was unable to resume my everyday tasks for months and was in severe pain. At first, I was hesitant to get an attorney. When I finally got the courage to reach out, I knew I could trust the Marcus and Zelman team. They were there for me every step of the way and guided me through this difficult time. From physical therapy, doctors and insurance companies they handled everything seamlessly. I was very impressed by their professionalism, honesty and the result felt like a weight was lifted off my shoulders

Becky from New Jersey / Personal Injury

Imagine calling your mortgage broker and seeking a new mortgage to purchase your retirement home and being told you are currently two months behind on your current mortgage and your credit score has plummeted. Knowing this to be a mistake, I called my mortgage company who, in short, refused to correct their mistake. My credit was so impacted that I couldn't borrow money to do the needed repairs to be completed before moving into our new home on the lake. I maxed out ever credit card and depleted our savings to move in. It was humiliating! After contacting Marcus & Zelman, things began to turn around. The tenacity and unwavering effort they put into my case put me at ease. I felt they would make this wrong - right. The attorneys and I spoke often and were available immediately to speak to me whenever I called. The firm remained focused on the objective to make me whole again.

Peter / Credit Reporting Errors

The calls I was receiving were becoming more and more stressful, but thankfully I had Marcus and Zelman taking control of the situation. Their efforts helped give me the peace of mind I needed. They were always very responsive and informed me of what to expect whenever any future occurrence would arise that I needed to know about. My experience with Marcus and Zelman was phenomenal and I couldn’t recommend them more.

David / Marketing Texts & Calls