Having the best credit score you can has become a necessary part of everyday life. Consumers are afforded protections over their credit reports under the Fair Credit Reporting Act (“FCRA”). The FCRA sets the guidelines and practices that both Credit Reporting Agencies and furnishers of credit information are required to follow. Nonetheless, many consumers still struggle with errors on their credit reports that negatively impact their day to day lives. In fact, the Federal Trade Commission found that 1 in 5 credit reports contained mistakes that negatively impacted a person’s credit score.
These errors can affect your credit score with significant consequences. Often, applications for mortgages, educational loans, health insurance, credit cards, or even employment are rejected because of erroneous credit reports.
That’s where Marcus & Zelman comes in. We are a team of experienced attorneys who can help you at every stage of the credit reporting error process. From identifying inaccurate information on your credit report, to drafting a clear and effective dispute letter, and all the way to helping you litigate your rights under the FCRA, Marcus & Zelman is here to help you fix your credit errors and get your life back on track, unimpeded. No matter the type of credit reporting issue you are dealing with, you can count on us to serve your case with the zeal and experience you deserve.